LOAN PRE-APPROVAL

A lender can provide a pre-qualification letter following a simple 10-minute phone interview. A pre-approval letter is a firm commitment to lend money based on VERIFICATION of income in the form of employment, funds on deposit, and credit history.

There are several distinct advantages to using the pre-approval program:

You look at the “right” homes that you can afford. You won’t be disappointed by choosing a home that you may not be able to afford.

You save money dealing with a seller who is comfortable about “tying up” their home with a party who has a definite loan commitment. This is one less contingency for the seller to be concerned with.

You close more quickly because in most cases, the item that takes the most time is getting a mortgage. Credit reports and all the verifications take time to be mailed out and returned.

You minimize trauma by knowing whether or not you qualify.

Satisfaction:98%
Recommendation:100%
Performance:100%

Lynette Williams has been rated by 9 clients.

“One of the best agents I've ever had the pleasure of working with! Lynette has bought and sold 3 properties for us, and is ALWAYS our first call. She's not only a tremndous real estate agent, but now part of the family.”

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Brandon Schott, Franklin TN

“Lynette helped us in the purchase of our home and her expertise was phenomenal so we had to have her in the sell of our home, six years later. No question about it. Lynette takes selling your property to another level. When she does something, every detail is reviewed and personalities of all parties are taken into consideration. Selling your home is not easy but Lynette made the entire process manageable. Lynette knew our community inside and out. We cannot thank Lynette enough in helping us navigate the home selling process!”

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E. Calhoun, Claremont

“From my first contact with Lynnette she was very helpful and explained the buying process in a clear and thorough manner which assisted me in my buying efforts and to make decisions that were best for me and my family. Working with Lynette soon felt like working with a friend or family member who I knew was looking out for my best interest. Lynette was awesome during the entire shoping and purchasing phase. She took the time to review and explain every document I was presented and required to sign and told me in advance what to expect. I've bought two other houses in the past and dealt with other brokers who were not nearly as knowledgeable or professional as Lynette. I recommend her services, and especially to knew buyers unfamiliar with the real estate buying and selling.”

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Charlotte Moore from Azuza, CA

“Lynette was very professional and respectful but was tough when she needed to be. She has great judgment and experience. Lynette was very professional and listened to what we had to say and always took our thoughts into consideration. She was so thoughful and insightful, she often brought up issues we had never considered. Lynette gave us some incredible guidance and was a great advocate when it came down to negotiating with the potential buyers. To be honest, I was quite impressed with her knowledge and expertise, and I am not easily impressed. She made the experience of selling our home a very positive one. I must say that after we sold our home, I feel that Lynette was more like a friend than a real estate broker. I have recommended Lynette to friends and family that are considering selling or buying a home. I cannot say enough about the value she brings.”

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David Garcia

“When I decided to put this property on the market my main concern was finding a competent professional who would guide me through the process and reduce the stress involved when selling. I found the perfect realtor in Lynette Williams. She knew exactly how to market this property, where to focus her advertising, how to stage it properly for her target market, and she was a skillful negotiator when it came time to close the sale. She guided me through the whole process, always allowing me to make my own decisions, but also educating me about the potential consequences of the decisions I was making. I have sold 6 properties over my life - all under the guidence of realtors and this was, by far, my best experience. Lynette's understanding of real estate, the market, escrow, legal ramifications of disclosure, and negotiation are way above average. The other quality Lynette posseses is that she never makes you feel like it's about the money. She genuinely wants to make your life easier during a difficult time. She does this by keeping you engaged in the process, informed of the progress, and she get's the job done. I would highly recommend her to anyone looking to buy or sell property.”

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Beverly Nelson, Los Angeles, CA

“I've worked with a good many realtors in numerous states and Lynette is by far the most professional, courteous, and attentive agent I have ever worked with. My wife and I felt as if we were looked after like Lynette herself was looking for a home. Truly unique service. We will certainly refer her to any friends who are looking and will always use her as our realtor whenever making a purchase in the area. No doubt about it.”

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Ray and Whitney McAnally, Burbank, CA

“Lynette's persistence and her sticking to this very complicated sale with three separate individuals with separate objectives got it closed.”

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James Griffin, Pasadena

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LOAN PRE-APPROVAL

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