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5 Questions You Must Ask Yourself Before Home Shopping

It starts innocently enough… you pass a house in a neighborhood you like, you hear someone is selling their home, you happen to look up home prices online.  Before you know it, you’re knee-deep in home shopping and open house visits.  This can actually be exceedingly dangerous to your financial future.

Falling in love with a home before you actually know what you want in a home is risky.  To avoid the “buy first, think later” syndrome that burdens family finances, marriages, and work life, ask yourself these important questions:

  1.  How much do we want to spend each month on home expenses?

There’s a tendency for people who shop first to try and “make the math work” on purchasing a home.  Often this leads to stretching the home budget and ignoring crucial expenses such as maintenance and property taxes in order to “make the mortgage.”  Determine a comfortable, conservative range for home expenses first.

  1.  Which neighborhoods make sense from multiple angles?

You may love a neighborhood for its leafy streets and family-friendly atmosphere, but what if it adds thirty minutes to your commute?  Are the schools good?  What are the crime stats like?  What’s the walkability score?  Don’t view a neighborhood with rose-colored glasses based on a single quality you like.

  1.  What’s a priority and what’s a nice extra?

You may think you want extra bedrooms for guests and a home office, but which one is more important?  Rank the must haves against the “nice to haves.”

  1.  What’s our long-term ownership picture look like?

Are you settling in for ten years, or do you suspect you’ll need to move in four?  While you can’t predict the future, you can make some estimates.  Those estimates will help you understand how much home you should buy, what kind of down-payment you’ll want to have, and what the picture might look like in terms of renovations.

  1.  When can you move vs. when would you like to move?

Rental leases, selling your current home, and job and schooling factors all impact the timeline for a purchase.  Wrap your head around the pragmatic timeline as best you can.

I’m more than happy to help you think these through.  Contact me for help today:

Lynette Williams
CalBRE# 00880613
iRealty Professionals
(323) 251-6011
http://www.searchlosangelescountyhomes.com

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Posted in: Blog, Home Buying Tagged: buying a home, home buying, moving, moving to a new home

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My Client Ratings

  • Satisfaction:98%
  • Recommendation:100%
  • Performance:100%

Lynette Williams has been rated by 11 clients.

What Our Clients Say About Us

  • “Our friends Ray and Whitney had worked with Lynette previously and were very happy. We were moving from TN to CA. We took their recommendation and were very glad we did. Lynette was great and really worked hard to get us the home we needed for our family.”

    Read More from
    KJ, Canyon Country

  • “Our friends Ray and Whitney had worked with Lynette previously and were very happy. We were moving from TN to CA. We took their recommendation and were very glad we did. Lynette was great and really worked hard to get us the home we needed for our family.”

    KJ, Canyon Country
    December 8, 2020

    Rating & Testimonial data verified by RealSatisfied

  • “One of the best agents I've ever had the pleasure of working with! Lynette has bought and sold 3 properties for us, and is ALWAYS our first call. She's not only a tremndous real estate agent, but now part of the family.”

    Read More from
    Brandon Schott, Franklin TN

  • “One of the best agents I've ever had the pleasure of working with! Lynette has bought and sold 3 properties for us, and is ALWAYS our first call. She's not only a tremndous real estate agent, but now part of the family.”

    Brandon Schott, Franklin TN
    December 8, 2020

    Rating & Testimonial data verified by RealSatisfied

  • “Lynette helped us in the purchase of our home and her expertise was phenomenal so we had to have her in the sell of our home, six years later. No question about it. Lynette takes selling your property to another level. When she does something, every detail is reviewed and personalities of all parties are taken into consideration. Selling your home is not easy but Lynette made the entire process manageable. Lynette knew our community inside and out. We cannot thank Lynette enough in helping us navigate the home selling process!”

    Read More from
    E. Calhoun, Claremont

  • “Lynette helped us in the purchase of our home and her expertise was phenomenal so we had to have her in the sell of our home, six years later. No question about it.

    Lynette takes selling your property to another level. When she does something, every detail is reviewed and personalities of all parties are taken into consideration.

    Selling your home is not easy but Lynette made the entire process manageable. Lynette knew our community inside and out. We cannot thank Lynette enough in helping us navigate the home selling process!”

    E. Calhoun, Claremont
    December 8, 2020

    Rating & Testimonial data verified by RealSatisfied

  • “From my first contact with Lynnette she was very helpful and explained the buying process in a clear and thorough manner which assisted me in my buying efforts and to make decisions that were best for me and my family. Working with Lynette soon felt like working with a friend or family member who I knew was looking out for my best interest. Lynette was awesome during the entire shoping and purchasing phase. She took the time to review and explain every document I was presented and required to sign and told me in advance what to expect. I've bought two other houses in the past and dealt with other brokers who were not nearly as knowledgeable or professional as Lynette. I recommend her services, and especially to knew buyers unfamiliar with the real estate buying and selling.”

    Read More from
    Charlotte Moore from Azuza, CA

  • “From my first contact with Lynnette she was very helpful and explained the buying process in a clear and thorough manner which assisted me in my buying efforts and to make decisions that were best for me and my family.

    Working with Lynette soon felt like working with a friend or family member who I knew was looking out for my best interest.

    Lynette was awesome during the entire shoping and purchasing phase. She took the time to review and explain every document I was presented and required to sign and told me in advance what to expect.

    I've bought two other houses in the past and dealt with other brokers who were not nearly as knowledgeable or professional as Lynette. I recommend her services, and especially to knew buyers unfamiliar with the real estate buying and selling.”

    Charlotte Moore from Azuza, CA
    December 8, 2020

    Rating & Testimonial data verified by RealSatisfied

  • “Lynette was very professional and respectful but was tough when she needed to be. She has great judgment and experience. Lynette was very professional and listened to what we had to say and always took our thoughts into consideration. She was so thoughful and insightful, she often brought up issues we had never considered. Lynette gave us some incredible guidance and was a great advocate when it came down to negotiating with the potential buyers. To be honest, I was quite impressed with her knowledge and expertise, and I am not easily impressed. She made the experience of selling our home a very positive one. I must say that after we sold our home, I feel that Lynette was more like a friend than a real estate broker. I have recommended Lynette to friends and family that are considering selling or buying a home. I cannot say enough about the value she brings.”

    Read More from
    David Garcia

  • “Lynette was very professional and respectful but was tough when she needed to be. She has great judgment and experience.

    Lynette was very professional and listened to what we had to say and always took our thoughts into consideration. She was so thoughful and insightful, she often brought up issues we had never considered. Lynette gave us some incredible guidance and was a great advocate when it came down to negotiating with the potential buyers. To be honest, I was quite impressed with her knowledge and expertise, and I am not easily impressed. She made the experience of selling our home a very positive one. I must say that after we sold our home, I feel that Lynette was more like a friend than a real estate broker.

    I have recommended Lynette to friends and family that are considering selling or buying a home. I cannot say enough about the value she brings.”

    David Garcia
    December 8, 2020

    Rating & Testimonial data verified by RealSatisfied

  • “When I decided to put this property on the market my main concern was finding a competent professional who would guide me through the process and reduce the stress involved when selling. I found the perfect realtor in Lynette Williams. She knew exactly how to market this property, where to focus her advertising, how to stage it properly for her target market, and she was a skillful negotiator when it came time to close the sale. She guided me through the whole process, always allowing me to make my own decisions, but also educating me about the potential consequences of the decisions I was making. I have sold 6 properties over my life - all under the guidence of realtors and this was, by far, my best experience. Lynette's understanding of real estate, the market, escrow, legal ramifications of disclosure, and negotiation are way above average. The other quality Lynette posseses is that she never makes you feel like it's about the money. She genuinely wants to make your life easier during a difficult time. She does this by keeping you engaged in the process, informed of the progress, and she get's the job done. I would highly recommend her to anyone looking to buy or sell property.”

    Read More from
    Beverly Nelson, Los Angeles, CA

  • “When I decided to put this property on the market my main concern was finding a competent professional who would guide me through the process and reduce the stress involved when selling. I found the perfect realtor in Lynette Williams. She knew exactly how to market this property, where to focus her advertising, how to stage it properly for her target market, and she was a skillful negotiator when it came time to close the sale. She guided me through the whole process, always allowing me to make my own decisions, but also educating me about the potential consequences of the decisions I was making. I have sold 6 properties over my life - all under the guidence of realtors and this was, by far, my best experience. Lynette's understanding of real estate, the market, escrow, legal ramifications of disclosure, and negotiation are way above average. The other quality Lynette posseses is that she never makes you feel like it's about the money. She genuinely wants to make your life easier during a difficult time. She does this by keeping you engaged in the process, informed of the progress, and she get's the job done. I would highly recommend her to anyone looking to buy or sell property.”

    Beverly Nelson, Los Angeles, CA
    December 8, 2020

    Rating & Testimonial data verified by RealSatisfied

  • “I've worked with a good many realtors in numerous states and Lynette is by far the most professional, courteous, and attentive agent I have ever worked with. My wife and I felt as if we were looked after like Lynette herself was looking for a home. Truly unique service. We will certainly refer her to any friends who are looking and will always use her as our realtor whenever making a purchase in the area. No doubt about it.”

    Read More from
    Ray and Whitney McAnally, Burbank, CA

  • “I've worked with a good many realtors in numerous states and Lynette is by far the most professional, courteous, and attentive agent I have ever worked with. My wife and I felt as if we were looked after like Lynette herself was looking for a home. Truly unique service. We will certainly refer her to any friends who are looking and will always use her as our realtor whenever making a purchase in the area. No doubt about it.”

    Ray and Whitney McAnally, Burbank, CA
    December 8, 2020

    Rating & Testimonial data verified by RealSatisfied

  • “Lynette's persistence and her sticking to this very complicated sale with three separate individuals with separate objectives got it closed.”

    Read More from
    James Griffin, Pasadena

  • “Lynette's persistence and her sticking to this very complicated sale with three separate individuals with separate objectives got it closed.”

    James Griffin, Pasadena
    December 8, 2020

    Rating & Testimonial data verified by RealSatisfied

Rating & Testimonial data verified by RealSatisfied

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